Michael Wagner HARP Vero Beach, Fl

Home Affordable Refinance Program (HARP)
If you’re not behind on your mortgage payments but have been unable to get
traditional refinancing because the value of your home has declined, you may be
eligible to refinance through the Home Affordable Refinance Program (HARP).
HARP is designed to help you get a new, more affordable, more stable mortgage.
HARP refinance loans require a loan application and underwriting process, and
refinance fees will apply.
You may be eligible for HARP if you meet all of the following criteria:
The mortgage must be owned or guaranteed by Freddie Mac or
Fannie Mae.
The mortgage must have been sold to Fannie Mae or Freddie Mac on
or before May 31, 2009.
The mortgage cannot have been refinanced under HARP previously
unless it is a Fannie Mae loan that was refinanced under HARP from
March-May, 2009.
The current loan-to-value (LTV) ratio must be greater than 80%.
The borrower must be current on the mortgage at the time of the
refinance, with a good payment history in the past 12 months.
If your loan is owned by Freddie Mac, you may check your potential eligibility
for HARP here.
If your loan is owned by Fannie Mae, you may check your potential eligibility
for HARP here.
*Eligib ility criteria are for guidance only. Contact your mortgage servicer to
see if you are eligib le for HARP.


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About michaelwagner1

Michael Wagner is currently a marketing executive in the financial services industry. Based in Palm Beach, Michael Wagner currently lives in Vero Beach where he has resided since 1984. Michael has worked for some of the most recognizable companies in the world with the most sought after brands. (Pepsi, Mars Inc) Clients have included: Publix, RaceTrac, Speedway, 7-11, Wal-Mart, Costco, BJ's, Sam's Club, Health South, Ron Jons Surf Shop, Health First, Circle K, Miami Heat, Miami Dolphins, Miami Marlins, Miami Hurricanes, Tampa Bay Devil Rays, Ford, GM, and Chrysler.

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